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PREMIUM CALCULATOR

Farmers Life Insurance

This class of insurance compensates for accidental injury, permanent disability, insanity and death of the Insured – Farmers and their family members.

Who can insure Farmers, their family members, relatives who aging from 16 to 65 years with healthy
Sum Insured Minimum MMK 100,000/- million up to MMK 5 million
Term (Duration) 1 year
Premium 1% of the Sum Insured

Benefits attainable under the Farmer Life Insurance

  1. In the case of death, insanity, and permanent disability, the Sum Insured amount will be paid to the beneficiary a lump sum.
  2. In the case of injury, the percentage ratios of the sum insured amount will be paid by the physician’s recommendation.
  3. In the case of hospitalization by accidental injury, the compensation will be paid as MMK 2000/- for 1 unit per day for up to 5 days per time and maximum 3 times during the insured period.
  4. The claim need to submit within (30) days of the Claim event occurs.

Exclusion

  1. Suicide
  2. Injury, disablement or death caused by committing in criminal offenses
  3. Injury, disablement or death caused by using narcotic drugs
  4. Expenses for wearing hearing aids
  5. Fraudulent Claims
  6. Expenses for diagnosis and rest
  7. Expenses for treatment taken for Conception
  8. Dental treatment costs, regardless of accidental injury
  9. Eye Caring Treatment costs, regardless of accidental injury
  10. Surgery cost for beauty
  11. Treatment cost for Congenital disorders
  12. Claim submitting after 1 year of the Claim occurs

If you want to buy insurance, Please contact FNI Head Office or Branches and Insurance Agents dealing with FNI.

Farmer Life Insurance Terms and Conditions

Benefit obtainable under the Farmer Life Insurance-
(1) This insurance compensates the Sum Insured to the beneficiary for death and insanity and permanent disability.
(2) In the case of injury, only the amount in such proportion as the percentage recommended by the physician bears to the Sum Insured will be paid. The total benefit will not more than Sum Insured and maximum 3 time during the insurance period.
(3) In the case of hospitalization by accidental injury, the compensation will be paid MMK 2000/ – for 1 unit per day for up to 5 days per time and maximum 3 time during the insurance period.
(4) This insurance can have the benefit for death and permanent disability after the benefit of injury if the claim event is separately.
(5) This insurance can have only the benefit within 2 years for the death body loss on the recommendation of their head of administration.
(6) The claim needs to be submitted within 30 days of the occurrence of claim event.
No benefit obtainable under the Farmer Life Insurance-
(1) Suicide
(2) Injury, disablement or death caused by committing criminal offenses
(3) Injury, disablement or death caused by using narcotic drugs
(4) Expenses for wearing the hearing aids
(5)  Fraudulent Claims
(6) Expenses for diagnosis and rest
(7) Expenses for treatment taken for conception
(8) Dental treatment costs, regardless of accidental injury
(9) Eye caring treatment costs, regardless of accidental injury
(10) Surgery cost for beauty
(11) Treatment cost for congenital disorder
(12) Claims submitted after 1 year from the occurrence of an accident or event which gives rese to a claim

Farmer Life Insurance Certificate

Date. —————–
Agent Name —————– FNIL-HO/FA/CER/………/………
Agent I. D —————– Branch Name —————–
Policy Holder Name ————————————————————–
Citizen I.D No./Passport No. ————————————————————–
Sum Insured ————————————————————–
Insured
1. Insured Name —————————————- Father’s Name —————————————————
2. Age ( ) Years (Date of birth) —————— Day —————— Month ——————-Year
3. Citizen I.D No./Passport No ——————————————————————————————————————–
4. Contact Address and Phone ——————————————————————————————————————–
——————————————————————————————————————–
Beneficiary
1. Beneficiary Name —————————————- Relationship —————————————————
2. Beneficiary’s I. D ——————————————————————————————————————–
3. Beneficiary’s Father Name ——————————————————————————————————————–
4. Beneficiary’s Contact Address and Phone ——————————————————————————————————————–
——————————————————————————————————————–
Did you have this insurance at another insurance company?
Insurance Co., ——————————————————————————————————————–
Certificate No. ——————————————————————————————————————–
Sum Insured ——————————————————————————————————————–
1. Last 3 months, did you have medical checkup, treatment (hospitalization, surgery) on the recommendation of the doctor?
Yes i / No i Name of disease ———————————————-
2 Last 5 years, did you have hospitalization?
Yes i / No i Name of disease ———————————————-
Name of hospital ——————————————————————————————————————–
Name of Doctor ——————————————————————————————————————–
Treatment period ——————————————————————————————————————–
Completely cured i / Under treatment i /Monitoring i
3. Do you have special recommendation of the doctor? ——————————————————————————————————————–

Acknowledgement

I do hereby declare that on the date this CERTIFICATE is presented those declarations, health conditions and the medical reports are correct to the best of my knowledge and belief. I am fully aware that the Insurer would made indemnity only for the covers except the mentioned diseases.
I well known this contract which would made between this insurance company and me and that if those answers, declarations and additions be incorrect in some way, the contract would be abrogated with the result that no benefit is receivable.
We sign at ……………………………..……………………… in ………………………..…………….…………. Township
at ……..…… Day ………..……….. Month ……………………… Year.

If the Insured himself/herself describe incorrect information such as careless expression, misrepresentation, intentionally misrepresentation, cheating in the description of this certificate, it will be result in loss of benefits and not to be entitled to premium refund.
Insured Signature Policy Holder Signature
Confirmer Signature Date ……../……./…….

Product Proposal Form

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တောင်သူလယ်သမားအသက်အာမခံ လျော်ကြေးပေါ်ပေါက်ပါက ဆောင်ရွက်ရမည့်အချက်များ

ထိခိုက်ဒဏ်ရာရခြင်း
၁။ အကြောင်းကြားစာ  (Claim ဖြစ်သူ Customer)။
၂။ ‌တောင်းခံလွှာ  (Claims Form)။
၃။ Certificate
၄။ ‌မှတ်ပုံတင်မိတ္တူ (Claim ဖြစ်သူ Customer)။
၅။ ‌ဆေးမှတ်တမ်းစာအုပ် (Cause of loss ပါဝင်ရမည် / ပြည်ပတွင် ဖြစ်ပွားပါက ဆေးမှတ်တမ်းအားဘာသာပြန်ပေးရပါမည်)။
၆။ ‌ဒဏ်ရာဓာတ်ပုံ  (ဒဏ်ရာသီးသန့်ပုံ နှင့် လူနှင့်ဒဏ်ရာတွဲလျက်ပုံ)။
၇။ Police case ဖြစ်ပါက ရဲစခန်းထောက်ခံစာ (ပြည်ပတွင် ဖြစ်ပွားပါက ထောက်ခံစာအား ဘာသာပြန်ပေးရပါမည်)။
သေဆုံးခြင်း
၁။ အကြောင်းကြားစာ (အကျိုးခံစားခွင့်လွှဲပြောင်းခံရသူ)။
၂။ ‌တောင်းခံလွှာ (Claims Form)။
၃။ ‌Policy စာချုပ်မူရင်း။
၄။ ‌မှတ်ပုံတင်မိတ္တူ (သေဆုံးသူ ၊ အကျိုးခံစားခွင့်လွှဲပြောင်းခံရသူ)။
၅။ ‌ဆေးမှတ်တမ်းစာအုပ် (Cause of loss ပါဝင်ရမည် / ပြည်ပတွင် ဖြစ်ပွားပါက ဆေးမှတ်တမ်းအား ဘာသာပြန်ပေးရပါမည်)။
၆။ ‌သေဆုံးမှတ်တမ်းဓာတ်ပုံ။
၇။ ‌Police case ဖြစ်ပါက ရဲစခန်းထောက်ခံစာ (ပြည်ပတွင် ဖြစ်ပွားပါက ထောက်ခံစာအား ဘာသာပြန်ပေး ရပါမည်)။
၈။ ‌Death Certificate (ပြည်ပတွင် ဖြစ်ပွားပါက Death Certificate အား ဘာသာပြန်ပေးရပါမည်)။
၉။ သန်းခေါင်စာရင်း။
၁၀။ ‌နာရေးဖိတ်စာ။
၁၁။ ‌ကျေးရွာ/ရပ်ကွက်အုပ်ချုပ်ရေးမှူး၏ အကျိုးခံစားခွင့်တောင်းခံသူ မှန်ကန်ကြောင်း ထောက်ခံချက်။
ထိခိုက်ဒဏ်ရာကြောင့်ဆေးရုံတက်ရခြင်း
၁။ အကြောင်းကြားစာ  (Claim ဖြစ်သူ Customer)။
၂။ ‌တောင်းခံလွှာ  (Claims Form)။
၃။ ‌Certificate
၄။ မှတ်ပုံတင်မိတ္တူ (Claim ဖြစ်သူ Customer)။
၅။ ‌ဆေးမှတ်တမ်းစာအုပ် (Cause of Loss ၊ ဆေးရုံတက်ရက်နှင့်ဆင်းရက် ပါဝင်ရမည်) (ပြည်ပတွင် ဖြစ်ပွားပါကဆေးမှတ်တမ်းအား ဘာသာပြန်ပေးရပါမည်)။
၆။ ‌ရဲစခန်းထောက်ခံစာ (ပြည်ပတွင် ဖြစ်ပွားပါက ထောက်ခံစာအား ဘာသာပြန်ပေးရပါမည်)။

အာမခံထားသည့် လူပုဂ္ဂိုလ် (သို့မဟုတ်) အကျိုးခံစားခွင့်ရှိသူမှ ဆောင်ရွက်ရန်အဆင်မပြေပါက အဆိုပါပုဂ္ဂိုလ်မှ အခြားတစ်ဦးသို့ အကျိုးခံစားခွင့်လွှဲပြောင်းလုပ်ဆောင်ခွင့်ပြုကြောင်း အာမခံကုမ္ပဏီသို့ အကြောင်းကြားစာ ပါရှိရမည်။

FREQUENTLY ASKED QUESTIONS

HOW CAN WE HELP YOU?

If you have any question, please inquiry to 09-269843974, 01-570521, 01-570998 and customerservices@fnilife.com

What is the Policy Term?

Policy Term – (1) year

  1. Proposal
  2. NRC

Premium rate is 1% of Sum Insured.

It ranges from (1) Lakh to (50) Lakhs.

Yes, FNI (Life) has One Stop Service.

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